Empowering your financial future is our business.

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We are an independent financial advisory firm, servicing the Virginia Beach, Virginia area since 2015.

What We Offer

Meet Frank

Meet Frank Tehel, a financial advisor with 37 years of experience in fee-based financial planning and investment advisory. With qualifications like CFP®, CRPC®, and MSFA, Frank leads October Effect, Ltd., prioritizing enduring client relationships and meticulous attention to detail for sustained client benefits.

More About Us

Active Trading vs Buy & Hold

Gather your investment data with Theta Recall, and learn about how your stocks are working for you.


View our financial report →

What is your Risk Number?

Capture your risk tolerance and see if your portfolio fits you.

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" The conventional view serves to protect us from the painful job of thinking "

— John Kenneth Galbraith

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