The Five Keys to Your Future Dreams

Do you see a dream in your mind's eye for retirement and wonder how to make it REAL?

These five keys are the roadmap to making your dream a reality.

Let's get started!

October Effect, Ltd. is a Registered Investment Advisor firm, servicing the Tidewater, Virginia area since 2015 as a fiduciary.

Key One

What wakes you at night? Get your risk tolerance number in a 3-page report.

Key Two

If I stop working now, can I live my dream? Contact us to discuss your Risk Tolerance Report and discover your Risk Capacity Score.

Key Three

Will my current assets survive the next down-market? Check to receive your portfolio analysis report including risk score, diversification, and attribute details.

Key Four

Protection from these nightmares:

IRS, Down Markets, Bad Luck, Long Term Care, Death or Divorce

Key Five

The dream of finding a good advisor.  Is it too good to be true? Contact us to find out.

Meet Kevin

Kevin Moravek is a 1991 graduate of Norwich University, and served as a commissioned officer in the United States Navy until 1997. He then entered the financial services industry as an advisor and joined October Effect LTD in 2019. 


Kevin's practice focuses on intermediate and advanced planning for high net worth families, wealth management and retirement planning for business owners, active duty and retired military members.

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