Frank Tehel offers securities through Gradient Securities, LLC (Arden Hills, MN 866-991-1539). Member FINRA/SIPC. Investment Advisory services are offered through October Effect LTD, a Virginia Registered Investment Advisor. Frank Tehel is registered to conduct securities business in the following states: IA, VA. Gradient Securities, LLC and its representatives do not render tax, legal, or accounting advice. Insurance products and services are offered by Frank Tehel, independent agent. October Effect LTD is not an affiliate of Gradient Securities, LLC.

We are licensed to sell Insurance Products in the following states:
Florida, Maryland, Virginia.

We are registered to sell Securities in the following states:
Iowa, Virginia.

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